WHAT DO OUR REPORTS INCLUDE?

At Redbrick Tenant Assessment we offer four levels of tenant assessment;

takes public information from a leading Credit Reference Agency and the National Electoral Register, and scores the prospective tenant on a scale of 0 – 1500 providing you with a clear indication of the expected risk of renting to that individual. A summary of the information found is also included within the report.

As references are not sought, this assessment provides you with a quick indication of the suitability of your prospective tenant and enables you to decide whether to obtain references independently.

Credit search information

We conduct an examination of the public information held by a leading Credit Reference Agency. This enables us to verify the prospective tenant’s identity and establish whether there are any County Court Judgments and/or bankruptcies held against the tenant at their current, past or linked addresses in the last six years

Verification of employment status and income

We independently verify the prospective tenant's employer and contact them to confirm employment status, length of service and current salary
 

Self-employed tenants

A reference is sought from the prospective tenant’s qualified accountant. If this is not available we will request copies of the tenant's most recent ‘SA302’ form or accounts to assess their ability to meet the proposed rent
 

Current landlord or letting agent referral

Contact is made with the prospective tenant’s landlord to establish whether the applicant has been a responsible tenant
 

National Electoral Register

This is used to confirm identity at current/previous addresses. Where the register does not confirm residency alternative proof will be sought

DSS applicants

These prospective tenants are usually assessable under standard terms and conditions

Students and overseas applicants

These prospective tenants are usually assessable, subject to a suitable UK guarantor being nominated

Using the results of the information obtained from the above checks, our experienced underwriters carry out a detailed risk assessment of the prospective tenant and provide you with a recommendation of their suitability for the proposed tenancy, together with a summary of the information our recommendation is based upon.

Please CLICK HERE to view sample Redbrick Fully Comprehensive Tenant Assessment

In addition, for pre-approved letting agents and landlords we also offer the following tenant assessment packages, which include various insurance options:

Platinum

Fully Comprehensive Assessment including Legal Expenses and ID Theft Assistance

Diamond

Fully Comprehensive Assessment including Rent Guarantee, Legal Expenses and ID Theft Assistance

Please visit our insurance page for more details.

Alternatively, if you would like one of our representatives to visit you and explain the benefits of our products and to help you to decide which service best suits your business, please call Amanda Congreve on 0845 849 4115.

Please CLICK HERE to view sample Policy Certificate

A Redbrick Tenant Assessment is an assessment of the risk that a prospective tenant may not be able to meet the proposed rental payments.

The details contained within the Tenant Assessment Report are designed to assist the landlord or their appointed Managing Agent in deciding whether they wish to accept the applicant as a tenant and should not be used as the sole basis for making that decision. Our assessment is made in good faith on information provided to us by third parties and we cannot be responsible for any inaccuracy or omission in that information as provided to us.